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Craftgate 2025 Fintech Trends Expert Opinions Report

Craftgate Fintech Trendleri
🇹🇷Türkçe okuyucu musunuz? Bu yazının Türkçe versiyonu:Craftgate 2025 Fintech Trendleri Uzman Görüşleri Raporu →
Quick ReadBy: Erdem Mümtaz Hacıpaşaoğlu··1 min read

Craftgate 2025 Fintech Trends Expert Opinions Report

In January 2025, the “2025 Fintech Trends — Expert Opinions” report prepared by Craftgate included our Managing Partner Erdem Mümtaz Hacıpaşaoğlu in the 2024 summary and 2025 outlook section (page 21).

The central thesis of the report was clear: the impact on Turkey of the global fintech trends businesses must watch for sustainable growth will, in 2025, be shaped by regulatory transformation, the evolution of payment infrastructure, and rising customer expectations.

Mümtaz’s contribution

In the “Expert Opinions” section, Mümtaz shared his outlook on the transformation triggered by Turkey’s 2024 crypto-asset law, tightening oversight in payment services, the KVKK–fintech intersection, and the startup investment climate; for 2025, he flagged the consolidation among licensed players post-regulation and the rise of cross-border payment solutions.

Other expert contributors

Koray Gültekin Bahar, Yaşar Kutalmış Canpolat, Sinem Cantürk, Selim Yazıcı, Uğur Kağan Dinçsoy, David Kanitler, Jose Mª Gcia Amezcua, and Mert Talih also contributed to the “Expert Opinions” section.

Highlights from this report

  • Mümtaz’s contribution: 2024 summary and 2025 outlook (page 21)
  • Theme: Turkey’s impact from global fintech trends
  • Focus: Regulatory transformation, payment infrastructure, customer expectations

You can read Mümtaz’s LinkedIn post at this link.

Author

  • Erdem Mümtaz Hacıpaşaoğlu

    Mümtaz is the Managing Partner of Vircon Legal, which he founded in 2016. He advises founders, investors and operators on financing rounds, M&A, cross-border incorporations and regulated verticals — including crypto-asset infrastructure, fintech and games — bringing a former startup founder's perspective to every engagement.

    View all posts
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Published: 22 January 2025 · last updated: 12 June 2026
This article is for general informational purposes only and does not constitute legal advice. Laws and practices may have changed since the publication date. For specific situations, please consult Vircon Legal.
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