{"id":8151,"date":"2026-05-11T22:44:45","date_gmt":"2026-05-11T22:44:45","guid":{"rendered":"https:\/\/virconlegal.com\/term\/teminat\/"},"modified":"2026-05-11T22:44:45","modified_gmt":"2026-05-11T22:44:45","slug":"teminat","status":"publish","type":"term","link":"https:\/\/virconlegal.com\/tr\/term\/teminat\/","title":{"rendered":"Teminat"},"content":{"rendered":"<h3>TLDR<\/h3>\n<p>Teminat, bor\u00e7lu taraf\u0131ndan alacakl\u0131ya bir krediyi g\u00fcvence alt\u0131na almak amac\u0131yla rehin edilen varl\u0131kt\u0131r; bor\u00e7lunun borcunu \u00f6dememesi durumunda alacakl\u0131 bu varl\u0131\u011fa el koyabilir.<\/p>\n<h3>Kredilerde Teminat T\u00fcrleri:<\/h3>\n<p>Teminat, rehin edilen varl\u0131klar\u0131n niteli\u011fine ba\u011fl\u0131 olarak bir\u00e7ok bi\u00e7im al\u0131r. Gayrimenkul teminat\u0131, bor\u00e7 verenin temerr\u00fct durumunda m\u00fclk \u00fczerinde hak talep etmesini sa\u011flar. Ekipman finansman\u0131 ekipman\u0131n kendisini, fatura fakt\u00f6ring \u00f6denmemi\u015f m\u00fc\u015fteri faturalar\u0131n\u0131 teminat olarak kullan\u0131r. Risk borcunda fikri m\u00fclkiyet, ekipman ve gelecekteki y\u0131ll\u0131k yinelenen gelir teminat olarak hizmet edebilir.<\/p>\n<p>Giri\u015fim kurucular\u0131 i\u00e7in teminat gereksinimlerini anlamak, bor\u00e7 finansman\u0131 se\u00e7eneklerini de\u011ferlendirirken \u00f6nemlidir. Bor\u00e7 verenler tipik olarak g\u00fcvenlik menfaatlerini hukuken uygulanabilir k\u0131lmak i\u00e7in bir g\u00fcvenlik anla\u015fmas\u0131 talep eder. Ki\u015fisel varl\u0131klarla g\u00fcvence alt\u0131na al\u0131nan bor\u00e7 \u00fcstlenmek \u00e7ok dikkatli yakla\u015f\u0131lmal\u0131d\u0131r. Kuruculardan ki\u015fisel garanti olmadan yaln\u0131zca i\u015f varl\u0131klar\u0131yla g\u00fcvence alt\u0131na al\u0131nan risk borcu mevcut oldu\u011funda g\u00fc\u00e7l\u00fc bi\u00e7imde tercih edilir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TLDR Teminat, bor\u00e7lu taraf\u0131ndan alacakl\u0131ya bir krediyi g\u00fcvence alt\u0131na almak amac\u0131yla rehin edilen varl\u0131kt\u0131r; bor\u00e7lunun borcunu \u00f6dememesi durumunda alacakl\u0131 bu varl\u0131\u011fa el koyabilir. Kredilerde Teminat T\u00fcrleri: Teminat, rehin edilen varl\u0131klar\u0131n niteli\u011fine ba\u011fl\u0131 olarak bir\u00e7ok bi\u00e7im al\u0131r. Gayrimenkul teminat\u0131, bor\u00e7 verenin temerr\u00fct durumunda m\u00fclk \u00fczerinde hak talep etmesini sa\u011flar. Ekipman finansman\u0131 ekipman\u0131n kendisini, fatura fakt\u00f6ring \u00f6denmemi\u015f [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"footnotes":""},"categories":[],"class_list":["post-8151","term","type-term","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/term\/8151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/term"}],"about":[{"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/types\/term"}],"author":[{"embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/comments?post=8151"}],"version-history":[{"count":1,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/term\/8151\/revisions"}],"predecessor-version":[{"id":8757,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/term\/8151\/revisions\/8757"}],"wp:attachment":[{"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/media?parent=8151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/categories?post=8151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}