{"id":7132,"date":"2022-04-18T18:25:15","date_gmt":"2022-04-18T18:25:15","guid":{"rendered":"https:\/\/virconlegal.com\/avrupa-birliginden-kripto-paralara-yeni-kati-duzenlemeler\/"},"modified":"2025-11-17T09:06:49","modified_gmt":"2025-11-17T09:06:49","slug":"avrupa-birliginden-kripto-paralara-yeni-kati-duzenlemeler","status":"publish","type":"post","link":"https:\/\/virconlegal.com\/tr\/avrupa-birliginden-kripto-paralara-yeni-kati-duzenlemeler\/","title":{"rendered":"Avrupa Birli\u011fi\u2019nden Kripto Paralara Yeni Kat\u0131 D\u00fczenlemeler"},"content":{"rendered":"\n

Avrupa Birli\u011fi (AB), para ak\u0131\u015f\u0131n\u0131 izleme ve kara para aklama, ter\u00f6r finansman\u0131 ve di\u011fer su\u00e7larla m\u00fccadele konusunda her zaman s\u0131k\u0131 bir politika benimsemi\u015ftir. Bu kapsamda, farkl\u0131 yarg\u0131 b\u00f6lgelerinde gri alanda kalan kripto para faaliyetlerini de denetim alt\u0131na almay\u0131 ama\u00e7lamaktad\u0131r. Ge\u00e7ti\u011fimiz ay AB\u2019nin i\u015f ispat\u0131na (proof of work) dayal\u0131 kripto paralar\u0131 yasaklayaca\u011f\u0131 iddialar\u0131 ortaya at\u0131lm\u0131\u015f olsa da, AB bu \u00f6neriyi reddetmi\u015f ve dijital varl\u0131klar\u0131 d\u00fczenlemeye y\u00f6nelik bir taslak kural seti a\u00e7\u0131klam\u0131\u015ft\u0131r. (1)<\/strong> (1)<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u0130\u015f \u0130spat\u0131na Dayal\u0131 Faaliyetler<\/strong><\/h2>\n\n\n\n

14 Mart tarihinde Avrupa Parlamentosu, vatanda\u015flar\u0131 yeni kurallarla ilgili bilgilendirmek amac\u0131yla bir bas\u0131n b\u00fclteni yay\u0131mlam\u0131\u015ft\u0131r. (2) <\/strong>Bu yeni kurallar\u0131n temel hedefi, mali su\u00e7lara ve manip\u00fclasyonlara kar\u015f\u0131 g\u00fcvenlik \u00f6nlemleri sa\u011flamak, m\u00fc\u015fteri haklar\u0131n\u0131 korumak, finansal istikrar\u0131 g\u00fcvence alt\u0131na almak ve madencilik faaliyetlerinde karbon ayak izini azaltarak \u00e7evresel s\u00fcrd\u00fcr\u00fclebilirli\u011fi te\u015fvik etmektir. Milletvekilleri ayr\u0131ca \u015feffafl\u0131k, yetkilendirme ve denetim mekanizmalar\u0131, kripto varl\u0131klar\u0131n finansal istikrar\u0131n\u0131 sa\u011flama, piyasa manip\u00fclasyonunu \u00f6nleme ve kara para aklama ile ter\u00f6rizmin finansman\u0131 gibi su\u00e7lara kar\u015f\u0131 \u00f6nlemler i\u00e7eren \u00f6nemli h\u00fck\u00fcmler \u00fczerinde anla\u015fm\u0131\u015ft\u0131r. <\/p>\n\n\n\n

\u00c7evresel tehditlerin \u00f6n\u00fcne ge\u00e7mek amac\u0131yla, Avrupa Komisyonu\u2019nun kripto madencili\u011fi, video oyunlar\u0131 ve e\u011flence sekt\u00f6r\u00fcn\u00fc de Avrupa Ye\u015fil Mutabakat\u0131 hedeflerine uygun ekonomik faaliyetleri tan\u0131mlayan AB Taksonomi sistemine dahil etmeye y\u00f6nelik bir teklif sunaca\u011f\u0131 duyurulmu\u015ftur. Kripto Varl\u0131k Piyasalar\u0131 (MiCA<\/strong>) y\u00f6netmeli\u011fi ilk olarak 2020 y\u0131l\u0131nda tan\u0131t\u0131ld\u0131\u011f\u0131nda, sekt\u00f6r oyuncular\u0131, taslak metinde yer alan ve enerji t\u00fcketimi nedeniyle Bitcoin gibi i\u015f ispat\u0131 temelli kripto paralar\u0131 yasaklayabilecek ifadeleri sert \u015fekilde ele\u015ftirmi\u015ftir. (5) (5)<\/p>\n\n\n\n

Kamuoyunun bu endi\u015felerine kar\u015f\u0131l\u0131k olarak s\u00fcre\u00e7 yava\u015flam\u0131\u015f ve daha tart\u0131\u015fmal\u0131 bir h\u00e2l alm\u0131\u015ft\u0131r. Parlamento, i\u015f ispat\u0131 temelli kripto paralara a\u00e7\u0131k\u00e7a yasak getirmeyen geni\u015fletilmi\u015f MiCA versiyonunu oylam\u0131\u015ft\u0131r. (6) Alman Parlamento \u00dcyesi Dr. Stefan Berger, bu tart\u0131\u015fmalar\u0131 y\u00f6netebilmek i\u00e7in kripto varl\u0131klar\u0131n da di\u011fer finansal \u00fcr\u00fcnler gibi Taksonomi kapsam\u0131nda de\u011ferlendirilmesi gerekti\u011fini savunmu\u015ftur. Ayr\u0131ca, MiCA<\/em> kapsam\u0131nda i\u015f ispat\u0131na \u00f6zel bir tart\u0131\u015fma yap\u0131lmayaca\u011f\u0131n\u0131 da ifade etmi\u015ftir. (7) (7)<\/p>\n\n\n\n

S\u0131k\u0131 KYC ve AML Kurallar\u0131<\/strong><\/h2>\n\n\n\n

\u0130\u015f ispat\u0131 yasa\u011f\u0131<\/em> getirmek yerine, Parlamento 1 Nisan\u2019da yapt\u0131\u011f\u0131 oylamada, kripto hizmet sa\u011flay\u0131c\u0131lar\u0131n\u0131n m\u00fc\u015fteri tan\u0131ma (KYC<\/strong>) ve kara para aklamay\u0131 \u00f6nleme (AML<\/strong>) kurallar\u0131na tabi tutulmas\u0131na karar vermi\u015ftir. Bu kapsamda, bar\u0131nd\u0131r\u0131lmayan c\u00fczdanlar\u0131 (unhosted wallets) kullanan ki\u015filerin kimliklerinin do\u011frulanmas\u0131 ve 1.000 \u20ac \u00fczerindeki i\u015flemlerin yetkililere bildirilmesi zorunlu olacakt\u0131r. (8) Bu d\u00fczenleme, k\u00fc\u00e7\u00fck kripto i\u015flemlerinin taraflar\u0131n\u0131n dahi tespit edilmesini zorunlu k\u0131lacak olmas\u0131 nedeniyle veri gizlili\u011fi konular\u0131nda endi\u015felere yol a\u00e7m\u0131\u015ft\u0131r. <\/p>\n\n\n\n

Parlamento\u2019nun internet sitesinde, kripto paralar\u0131n olu\u015fturdu\u011fu riskler ve AB yasalar\u0131n\u0131n getirdi\u011fi faydalara ili\u015fkin bir bas\u0131n a\u00e7\u0131klamas\u0131 yay\u0131mlanm\u0131\u015ft\u0131r. A\u00e7\u0131klamada, yasal kesinli\u011fin sa\u011flanmas\u0131, inovasyonun te\u015fvik edilmesi ve t\u00fcketici ile yat\u0131r\u0131mc\u0131lar\u0131n korunmas\u0131 amac\u0131yla yeni kurallar\u0131n gerekli oldu\u011fu belirtilmi\u015ftir. (9) (9)<\/p>\n\n\n\n

Sekt\u00f6r G\u00f6r\u00fc\u015fleri<\/strong><\/h2>\n\n\n\n

Bu geli\u015fmelerin ard\u0131ndan Coinbase CEO\u2019su Brian Armstrong, 1.000 \u20ac ve \u00fczeri bir i\u015flemin bar\u0131nd\u0131r\u0131lmayan bir c\u00fczdandan al\u0131nmas\u0131 durumunda, herhangi bir \u015f\u00fcpheli aktivite olmasa dahi ki\u015finin yetkililere bildirilece\u011fini yazm\u0131\u015ft\u0131r. (10)<\/p>\n\n\n\n

Ledger CEO\u2019su Pascal Gauthier ise Twitter \u00fczerinden yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, AB Parlamentosu\u2019nun \u00f6zg\u00fcrl\u00fck yerine korkuyu se\u00e7ti\u011fini ve yeni d\u00fczenlemelerin Avrupa finansal sistemi \u00fczerinde devasa bir g\u00f6zetim rejimine yol a\u00e7aca\u011f\u0131n\u0131 belirtmi\u015ftir. (11)<\/p>\n\n\n\n

Coinbase Ba\u015f Hukuk M\u00fc\u015faviri Paul Grewal da, bir banka hesab\u0131ndan para \u00e7ekilmeden \u00f6nce finansal kurumun kimlik do\u011frulamas\u0131 yapmas\u0131 gerekti\u011fini; bar\u0131nd\u0131r\u0131lmayan c\u00fczdan kullan\u0131c\u0131lar\u0131n\u0131n do\u011frulanmas\u0131n\u0131n neredeyse imk\u00e2ns\u0131z oldu\u011funu ve bu gereklili\u011fin AB veri koruma ilkeleriyle \u00e7eli\u015fti\u011fini ifade etmi\u015ftir.  <\/p>\n\n\n\n

Kripto Alan\u0131nda Di\u011fer Geli\u015fmeler<\/strong><\/h2>\n\n\n\n

8 Nisan\u2019da AB, Rusya\u2019n\u0131n Ukrayna\u2019y\u0131 i\u015fgali sonras\u0131 uygulanan yapt\u0131r\u0131mlar kapsam\u0131nda, Rusya\u2019ya sa\u011flanan y\u00fcksek tutarl\u0131 kripto hizmetlerini yasaklam\u0131\u015ft\u0131r. Buna g\u00f6re, de\u011feri 10.000 \u20ac\u2019yu a\u015fan kripto c\u00fczdan, hesap ya da saklama hizmetleri yasaklanm\u0131\u015ft\u0131r. (12) AB bu ad\u0131m\u0131 \u015fu ifadelerle gerek\u00e7elendirmi\u015ftir: (12) AB bu durumu a\u00e7\u0131k\u00e7a: \u201cDurumun ciddiyeti g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, Rusya\u2019n\u0131n Ukrayna\u2019ya y\u00f6nelik askeri sald\u0131r\u0131s\u0131na yan\u0131t olarak daha ileri k\u0131s\u0131tlay\u0131c\u0131 tedbirler getirilmesi uygun g\u00f6r\u00fclmektedir. \u00d6zellikle kripto c\u00fczdanlara yap\u0131lan mevduatlar\u0131n yasaklanmas\u0131n\u0131n geni\u015fletilmesi gereklidir.\u201d ifadesiyle gere\u00e7klendirmi\u015ft<\/strong>ir. <\/em>\u201c (13)<\/p>\n\n\n\n

S\u0131rada ne var?<\/strong><\/h2>\n\n\n\n

Yeni d\u00fczenleme (\u201cReg\u00fclasyon<\/strong>\u201d), AB kurumlar\u0131 aras\u0131nda m\u00fczakere edilecek ve Temmuz ay\u0131nda yasala\u015fmas\u0131 beklenmektedir. Reg\u00fclasyon kabul edilirse, sekt\u00f6r oyuncular\u0131n\u0131n 18 ay i\u00e7inde yeni kurallara uyum sa\u011flamas\u0131 gerekecektir. (14) (14)<\/p>\n\n\n\n

Bar\u0131nd\u0131r\u0131lmayan c\u00fczdanlar, merkezi bir kurulu\u015f taraf\u0131ndan y\u00f6netilmeyen yaz\u0131l\u0131m ya da donan\u0131m (so\u011fuk\/s\u0131cak c\u00fczdanlar) olup kripto varl\u0131klar\u0131n do\u011frudan bireyler taraf\u0131ndan saklanmas\u0131n\u0131 ve transfer edilmesini sa\u011flar. Teklif kabul edilirse, yaln\u0131zca KYC standartlar\u0131na uyan ve d\u00fczenleyici onay alan c\u00fczdanlar\u0131n AB i\u00e7inde kullan\u0131m\u0131 m\u00fcmk\u00fcn olacakt\u0131r. Bu durum, AB i\u00e7inde faaliyet g\u00f6steren merkeziyetsiz otonom organizasyonlar\u0131n azalmas\u0131na yol a\u00e7abilir. Ayr\u0131ca, kripto hizmet sa\u011flay\u0131c\u0131lar\u0131 i\u00e7in 1.000 \u20ac \u00fczeri her i\u015flemin kimlik do\u011frulamas\u0131n\u0131 yapmak zor ve maliyetli olacakt\u0131r. Bu da baz\u0131 oyuncular\u0131n i\u015flemleri engellemesine, k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli \u015firketlerin piyasadan \u00e7ekilmesine neden olabilir. Sonu\u00e7 olarak, piyasa daha b\u00fcy\u00fck ve g\u00fc\u00e7l\u00fc oyuncular taraf\u0131ndan merkezi h\u00e2le getirilebilir ki bu da kripto d\u00fcnyas\u0131n\u0131n \u00f6zg\u00fcrl\u00fck ve merkeziyetsizlik ilkelerine ters d\u00fc\u015fer.  <\/p>\n\n\n\n

Vircon Legal olarak, AB\u2019deki kripto d\u00fczenlemeleri ve blokzincir alan\u0131ndaki t\u00fcm geli\u015fmeler hakk\u0131nda sizleri bilgilendirmeye devam edece\u011fiz. <\/p>\n\n\n\n

\n\n\n\n
  1. https:\/\/www.euronews.com\/next\/2022\/03\/14\/europe-to-vote-on-limiting-pow-crypto-mining-used-by-bitcoin-and-ethereum<\/a> <\/em><\/li>
  2. https:\/\/www.europarl.europa.eu\/news\/en\/press-room\/20220309IPR25162\/cryptocurrencies-in-the-eu-new-rules-to-boost-benefits-and-curb-threats<\/a> <\/em><\/li>
  3. https:\/\/ec.europa.eu\/info\/business-economy-euro\/banking-and-finance\/sustainable-finance\/eu-taxonomy-sustainable-activities_en#what<\/a><\/em><\/li>
  4. https:\/\/www.europarl.europa.eu\/news\/en\/press-room\/20220324IPR26164\/crypto-assets-new-rules-to-stop-illicit-flows-in-the-eu<\/li>
  5. https:\/\/www.protocol.com\/bulletins\/eu-mica-vote-bitcoin-ban?utm_campaign=RebelMouse&share_id=6957370&utm_medium=social&utm_source=twitter&utm_content=Protocol<\/a><\/em><\/li>
  6. https:\/\/www.euronews.com\/next\/2022\/03\/14\/europe-to-vote-on-limiting-pow-crypto-mining-used-by-bitcoin-and-ethereum<\/a><\/em><\/li>
  7. https:\/\/blockworks.co\/eus-crypto-bill-mica-heads-to-a-monday-vote-without-proof-of-work-ban\/<\/a><\/em><\/li>
  8. https:\/\/cointelegraph.com\/news\/crypto-industry-pushes-back-after-eu-vote-to-block-unhosted-wallets<\/a><\/em><\/li>
  9. https:\/\/www.europarl.europa.eu\/news\/en\/headlines\/economy\/20220324STO26154\/cryptocurrency-dangers-and-the-benefits-of-eu-legislation<\/a><\/em> <\/li>
  10. https:\/\/www.news18.com\/news\/business\/in-eus-crypto-crackdown-parliament-votes-against-privacy-in-transactions-despite-industry-criticism-4932551.html<\/a> <\/em><\/li>
  11. https:\/\/twitter.com\/pgauthier\/status\/1509624947559202816?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1509624947559202816%7Ctwgr%5E%7Ctwcon%5Es1<\/em>&ref_url=https%3A%2F%2Fcointelegraph.com%2Fnews%2Fcrypto-industry-pushes-back-after-eu-vote-to-block-unhosted-wallets<\/li>
  12. https:\/\/www.forbes.com\/sites\/billybambrough\/2022\/04\/08\/eu-makes-sudden-move-against-crypto-threat-after-the-price-of-bitcoin-ethereum-bnb-xrp-cardano-solana-and-luna-make-huge-gains\/?sh=6eddb22256d2<\/li>
  13. https:\/\/news.bitcoin.com\/eu-bans-high-value-crypto-services-to-russia-in-new-round-of-sanctions\/<\/a><\/em><\/li>
  14. https:\/\/www.natlawreview.com\/article\/eu-lawmakers-vote-to-regulate-digital-wallets<\/a> <\/em><\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"

    Avrupa Birli\u011fi (AB), para ak\u0131\u015f\u0131n\u0131 izleme ve kara para aklama, ter\u00f6r finansman\u0131 ve di\u011fer su\u00e7larla m\u00fccadele konusunda her zaman s\u0131k\u0131 bir politika benimsemi\u015ftir. Bu kapsamda, farkl\u0131 yarg\u0131 b\u00f6lgelerinde gri alanda kalan kripto para faaliyetlerini de denetim alt\u0131na almay\u0131 ama\u00e7lamaktad\u0131r. Ge\u00e7ti\u011fimiz ay AB\u2019nin i\u015f ispat\u0131na (proof of work) dayal\u0131 kripto paralar\u0131 yasaklayaca\u011f\u0131 iddialar\u0131 ortaya at\u0131lm\u0131\u015f olsa […]<\/p>\n","protected":false},"author":1,"featured_media":7133,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[150],"tags":[191,131,133,143],"ppma_author":[125],"class_list":["post-7132","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-tr","tag-avrupa-birligi","tag-blok-zinciri","tag-kripto-haberleri","tag-kripto-para"],"authors":[{"term_id":125,"user_id":1,"is_guest":0,"slug":"virconlegal","display_name":"virconlegal","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/4f3ec5d54b8792b25790cf55d797a6dce67ee1dc5500de97bf1aa1af483fb68a?s=96&d=mm&r=g","author_category":"","first_name":"","last_name":"","user_url":"http:\/\/virconlegal.com\/blog","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/posts\/7132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/comments?post=7132"}],"version-history":[{"count":1,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/posts\/7132\/revisions"}],"predecessor-version":[{"id":7219,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/posts\/7132\/revisions\/7219"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/media\/7133"}],"wp:attachment":[{"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/media?parent=7132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/categories?post=7132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/tags?post=7132"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/virconlegal.com\/tr\/wp-json\/wp\/v2\/ppma_author?post=7132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}